One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have […]
Last Friday night I won the ‘Young Broker of the Year Award’ (for NSW/ACT) at the Mortgage & Finance Association Excellence Awards 2017! I am both humbled and excited to share this news with you, winning honestly came as a bit of a shock as the other finalists were some seriously good young brokers and so […]
Saving for a home loan deposit whilst renting may seem out of reach, but (as the old saying goes) ‘where there’s a will, there’s a way’. If you plan on saving a 20% deposit (Remember: the more you can pay upfront, the less you’ll have to borrow and the lower your future repayments will be) […]
Purchasing a home is like taking the next step in your relationship… you have to be sure you’re ready before you take the leap. There are many reasons to say “I do” to a mortgage, from today’s low interest rates and skyrocketing rent, to the comforting warmth and convenience of having a set of keys […]
“The hipster subculture is stereotypically composed of affluent or middle class youth who reside primarily in gentrifying neighbourhoods. It is broadly associated with indie and alternative music, a varied non-mainstream fashion sensibility, vintage and thrift store-bought clothing, generally progressive political views, organic and artisanal foods, and alternative lifestyles.” (1) As you’re probably already aware cafe […]
