Entries by Rachael Hodgson

How to have your smashed avocado and eat it too! 🥑

The phrase “smashed avocado” in Australia has become a recurring theme in the debate about housing affordability and has evolved to symbolize inter-generational tensions around the cost of housing. Ever since demographer Bernard Salt wrote, in a wry newspaper column, that he had seen “young people order smashed avocado with crumbled feta on five-grain toasted […]

Demystifying mortgages

Considering the conflicting information coming through the media about mortgage brokers recently, we thought we would do our best to prove that mortgages don’t have to be mystifying and that by understanding a few key terms you can be knowledgeable of your requirements and confident in your understanding when speaking to a mortgage broker. Loans […]

Suburbs of the future

Inside the homes of the future, there will be less things and more people. Many commonplace objects will be missing so the homes may appear to be burgled: televisions, telephones, books, art, even mirrors are conspicuously absent, replaced by tech like PaperID or “smart paper”. Like a futuristic version of the Edward Scissorhands opening sequence, […]

Get your home loan approved in a flash

Although it’s hard to predict how long it will take to get your home loan approved (because each application is unique and every bank has different requirements), the most common reasons for delay are lack of preparation/disclosure of information by the client and a lender’s turnaround time to assessment. Despite this a good Finance Broker […]

Genuine Savings – what, why, how?

One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have […]