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The phrase “smashed avocado” in Australia has become a recurring theme in the debate about housing affordability and has evolved to symbolize inter-generational tensions around the cost of housing. Ever since demographer Bernard Salt wrote, in a wry newspaper column, that he had seen “young people order smashed avocado with crumbled feta on five-grain toasted […]

Considering the conflicting information coming through the media about mortgage brokers recently, we thought we would do our best to prove that mortgages don’t have to be mystifying and that by understanding a few key terms you can be knowledgeable of your requirements and confident in your understanding when speaking to a mortgage broker. Loans

First home buyers make a strong return to the property market in 2018 Investors may be withdrawing from the market, but they are being replaced by first home buyers. NAB have revealed that first home buyers accounted for almost two in five sales in new housing markets and around one in three in established markets

Inside the homes of the future, there will be less things and more people. Many commonplace objects will be missing so the homes may appear to be burgled: televisions, telephones, books, art, even mirrors are conspicuously absent, replaced by tech like PaperID or “smart paper”. Like a futuristic version of the Edward Scissorhands opening sequence,

Here are 8 excellent reasons you should use a Mortgage broker. If you recognise the benefits, want to discuss your financial situation and gain some advice please don’t hesitate to contact me at [email protected] or on 0430 227 328. DID YOU KNOW? We can provide you with property reports that outline the probable value of

The tiny house movement originated in the United States but has taken off across the globe in recent years and promotes the positives of down-sizing into small sustainable houses. The small house movement is a return to houses of less than 1,000 square feet (93 m2) and they usually generate their own power and can

It seems like a no brainer, right? You are buying a home, so you’ll pay off your credit cards to reduce your debt, but keep them active so you can buy some furniture or deal with emergencies even when you have a mortgage to pay. Wrong.   It’s obvious that a lender will consider your

This week we’re sharing our easy guide to Offset Accounts to demonstrate how you can utilise them to potentially save you thousands and shave years from your mortgage. Our guide will tell you the basics but should you want more information don’t hesitate to contact us via our online form or on 02 8412 0009. The

Although it’s hard to predict how long it will take to get your home loan approved (because each application is unique and every bank has different requirements), the most common reasons for delay are lack of preparation/disclosure of information by the client and a lender’s turnaround time to assessment. Despite this a good Finance Broker

One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have