Life is filled with unforeseen surprises that may include costly educational expenses, falling ill and covering medical bills, or being involved in an accident and having to pay for repairs. These unexpected expenses can accumulate, and when you try to make various repayments to multiple lenders, it can become chaotic. It can be very stressful […]
Refinancing Your Debts through Debt Consolidation Read More »
Scams and cybercrimes continue to be a problem in 2024. While many of us are enjoying the new year, scammers are busy working on new scams. As a result, two of Australia’s main four banks, NAB and ANZ, have warned their customers about the dangers of scams and identified prevalent tactics used by scammers. According
Top emerging scams in 2024 Read More »
Fixed-rates terms last for a set prearranged period between you and your lender. Fixed-rate periods last between 1 and 5 years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As the end of your fixed rate
What happens when your Fixed Rates Term Ends Read More »
Dreaming of buying your first home in Australia? Have you saved up for that hefty down payment? We understand that it can be challenging, so here’s the solution. The Australian government has introduced a lifeline for first-time homebuyers- it is the First Home Loan Deposit Scheme (FHLDS). This FHLDS scheme aims to make homeownership more
Attention First Home Buyers: 25,000 Spots Remain in First Home Loan Deposit Scheme Read More »
Purchasing a property is the Australian Dream. There is a reason we invest so heavily in property, and property is usually around 30% – 60% of most households’ net wealth. Buying a property is a step towards life-long achievement and proves a sense of security. So “What is the right time to buy a property?”.
When’s the Right Time to Buy a Property? The Answer Might Surprise You! Read More »
Whether you’re cashed-up and looking at the most expensive suburb in Australia (Vaucluse in Sydney), seeking the ultimate bargain (Elizabeth Downs near Adelaide) OR somewhere in between, here at Divits Finance we can help you get your head and finances around everything. And save you mountains of time, money and stress along the way. Contact
Australia’s cheapest and most expensive suburbs Read More »
The impact of COVID-19 on the Aussie Property Market There is a lot of discussion at the moment on how the COVID-19 crisis will impact property markets throughout Australia. The latest BIS Oxford Economics report released on Wednesday forecasts all major property markets across Australia will be negatively impacted for the remainder of 2020 with
Should I Buy A House During The COVID-19 Pandemic? Read More »
Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways you can help get your home in tip-top shape. When you refinance to try and get a better deal on your home loan, the lender you’re applying with will arrange a valuation to
6 tips to prepare your property for valuation Read More »
More property buyers, continuing low volumes of supply and higher clearance rates are pushing bidders into adopting much more aggressive strategies at auction in order to win the homes of their dreams. Auctioneers report a surge in the number of buyers now jumping in quickly with strong first bids – sometimes even over the vendor’s
Auction strategies on the rise as bidding action heats up Read More »
Inside the homes of the future, there will be less things and more people. Many commonplace objects will be missing so the homes may appear to be burgled: televisions, telephones, books, art, even mirrors are conspicuously absent, replaced by tech like PaperID or “smart paper”. Like a futuristic version of the Edward Scissorhands opening sequence,
Suburbs of the future Read More »
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