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Everyone knows they should be saving money each week. In theory it should be easy right? You get paid, you put a little bit aside and only spend the rest. But the fact is that life is freaking expensive especially for young adults. For most of us in our 20’s we have now inherited the […]

[av_one_full first min_height=” vertical_alignment=’av-align-top’ space=” margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”] Buying an investment for the numbers Emotions serve important functions in our lives, not only to influence our well-being but also how we relate to others. We enter life crying and screaming, and

For young people there is so much information out there that it is hard to make sense of it all, And with your old fashion spruikers still budding around to prey on inexperienced pigeons (hopefully that’s not you) so our reservations are warranted. The worst thing you can do is guess or leave things to

Do you ever procrastinate about things in life you know you should be doing? It could be cleaning the bathroom, going to the doctor for a check-up, leaving your job to do something you love, or a million other things we put on the backburner. There are a lot of misconceptions around why young people

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan.

The preservation of working capital and taxation benefits are two big draw cards for businesses looking to finance staff vehicles. Companies the world over are often faced with the costly requirement for staff cars. However, with the number of financing options on the rise, many business owners are turning to funding these purchases rather than

Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February, according to Australian Banking Association (ABA) statistics. That’s resulted in

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021. Housing affordability improved in all major Australian cities over the year to September 2020 despite the ongoing global pandemic, according to a new report by investor service Moody’s. “Owning a house

If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. RBA Governor Philip Lowe says the cash rate cut is part of a

Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut. The Reserve Bank of Australia (RBA) delivered mortgage holders and business operators a Melbourne Cup Day win by cutting the official cash rate by 15 basis points to a new