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“So Dylan how much do you think I can borrow?” Ah, if I got a $1 for every time that got asked this I would have enough for a home deposit. I’m in finance, so helping people acquire and structure the most suitable finance solutions whether that be buying property, a car or even a […]

So you have reached the stage in the relationship where you think it is a good idea to combine finances with your partner. (Congrats!) Perhaps you are not sure how to go about it, but you know you are sick of working out for who paid what last, and whose turn it is to pay

For young people there is so much information out there that it is hard to make sense of it all, And with your old fashion spruikers still budding around to prey on inexperienced pigeons (hopefully that’s not you) so our reservations are warranted. The worst thing you can do is guess or leave things to

Do you ever procrastinate about things in life you know you should be doing? It could be cleaning the bathroom, going to the doctor for a check-up, leaving your job to do something you love, or a million other things we put on the backburner. There are a lot of misconceptions around why young people

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan.

The preservation of working capital and taxation benefits are two big draw cards for businesses looking to finance staff vehicles. Companies the world over are often faced with the costly requirement for staff cars. However, with the number of financing options on the rise, many business owners are turning to funding these purchases rather than

Real estate agents are many things to many people, but their first and foremost role is in sales. This means they’re committed to focusing on a property’s finest features, sometimes using optimistic descriptions that don’t always match up to reality. With this in mind, it’s easy to see how some property advertisements seem to border

Consumer sentiment is surging, confidence in the housing market is booming, and the number of experts tipping a Melbourne Cup Day cash rate cut is increasing. Let’s look at why households and businesses are becoming increasingly optimistic. Ahh, spring. It’s fair to say we love it around here. Not only do we usually see an

Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February, according to Australian Banking Association (ABA) statistics. That’s resulted in

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021. Housing affordability improved in all major Australian cities over the year to September 2020 despite the ongoing global pandemic, according to a new report by investor service Moody’s. “Owning a house