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It’s the start of a new year which means a new beginning to take control of our lives, achieve our goals and kick ass in 2016. Hopefully by now you have shaken off the Christmas food coma and are free of the New Year’s hangover and are optimistic about all the goals this year that […]

You often hear these day’s people say 30 is the new 20, which is probably the main reason why so many people overlook the importance of moving towards career, personal and financial goals in your twenties. More and more people are using their 20’s to explore new skills, travel, socialise and make the most of

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan.

The preservation of working capital and taxation benefits are two big draw cards for businesses looking to finance staff vehicles. Companies the world over are often faced with the costly requirement for staff cars. However, with the number of financing options on the rise, many business owners are turning to funding these purchases rather than

For young people there is so much information out there that it is hard to make sense of it all, And with your old fashion spruikers still budding around to prey on inexperienced pigeons (hopefully that’s not you) so our reservations are warranted. The worst thing you can do is guess or leave things to

Do you ever procrastinate about things in life you know you should be doing? It could be cleaning the bathroom, going to the doctor for a check-up, leaving your job to do something you love, or a million other things we put on the backburner. There are a lot of misconceptions around why young people

Paying off a mortgage can seem relentless – every payment counts of course, but it can seem to be taking forever to make a dent. Here are five ways to slash your mortgage term by increasing repayments to pay off your own home sooner. Reducing the principle on your mortgage as quickly as you can

Whether you’re 18, 27 or 50 – there is going to come that time in your life when it’s time to leave the nest and move into your own patch of turf. Regardless of when it happens, or why, you’ll probably feel the same excitement and nerves in equal measure. Take note of these tips

Thousands of families across the country who had been thinking about a new build, or tackling an overdue renovation project, have rolled up their sleeves and committed to it, according to latest ABS data. And to be honest, we’re not overly surprised. The federal government’s $25,000 HomeBuilder grant is nothing to sneeze at. But the

Not to confuse it with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary. You might end up paying more in the long term and/or reduce the equity in your home. What is debt