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Saving for a home loan deposit whilst renting may seem out of reach, but (as the old saying goes) ‘where there’s a will, there’s a way’. If you plan on saving a 20% deposit (Remember: the more you can pay upfront, the less you’ll have to borrow and the lower your future repayments will be) […]

Last Friday night I won the ‘Young Broker of the Year Award’ (for NSW/ACT) at the Mortgage & Finance Association Excellence Awards 2017! I am both humbled and excited to share this news with you, winning honestly came as a bit of a shock as the other finalists were some seriously good young brokers and so

One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have

Although it’s hard to predict how long it will take to get your home loan approved (because each application is unique and every bank has different requirements), the most common reasons for delay are lack of preparation/disclosure of information by the client and a lender’s turnaround time to assessment. Despite this a good Finance Broker

This week we’re sharing our easy guide to Offset Accounts to demonstrate how you can utilise them to potentially save you thousands and shave years from your mortgage. Our guide will tell you the basics but should you want more information don’t hesitate to contact us via our online form or on 02 8412 0009. The

It seems like a no brainer, right? You are buying a home, so you’ll pay off your credit cards to reduce your debt, but keep them active so you can buy some furniture or deal with emergencies even when you have a mortgage to pay. Wrong.   It’s obvious that a lender will consider your

The tiny house movement originated in the United States but has taken off across the globe in recent years and promotes the positives of down-sizing into small sustainable houses. The small house movement is a return to houses of less than 1,000 square feet (93 m2) and they usually generate their own power and can

This is an important article that I have recently written for Young Property Investor. They asked me to write an article that speaks to the broader Millennial spectrum. This is an article that discusses the hurdles Gen Y face when they decide to invest. View the article here – Young Property Investor

When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient. But there is another way: A guarantor can help. If you don’t have a deposit or enough savings to purchase a property, a family guarantee allows you to

In your twenties, it is as easy to discover yourself as it is to lose yourself in doubt. While it is important to work hard and save money, there are also a lot of other important things to sort out before you move on to the next phase in your life. Here are 9 life