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Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theater, chatting to your friends and ignoring the debt that each day at university was plunging you into. But now you’re older and wiser, and reality has set […]

“The hipster subculture is stereotypically composed of affluent or middle class youth who reside primarily in gentrifying neighbourhoods.  It is broadly associated with indie and alternative music, a varied non-mainstream fashion sensibility, vintage and thrift store-bought clothing, generally progressive political views, organic and artisanal foods, and alternative lifestyles.” (1) As you’re probably already aware cafe

Purchasing a home is like taking the next step in your relationship… you have to be sure you’re ready before you take the leap. There are many reasons to say “I do” to a mortgage, from today’s low interest rates and skyrocketing rent, to the comforting warmth and convenience of having a set of keys

Saving for a home loan deposit whilst renting may seem out of reach, but (as the old saying goes) ‘where there’s a will, there’s a way’. If you plan on saving a 20% deposit (Remember: the more you can pay upfront, the less you’ll have to borrow and the lower your future repayments will be)

Last Friday night I won the ‘Young Broker of the Year Award’ (for NSW/ACT) at the Mortgage & Finance Association Excellence Awards 2017! I am both humbled and excited to share this news with you, winning honestly came as a bit of a shock as the other finalists were some seriously good young brokers and so

One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have

Although it’s hard to predict how long it will take to get your home loan approved (because each application is unique and every bank has different requirements), the most common reasons for delay are lack of preparation/disclosure of information by the client and a lender’s turnaround time to assessment. Despite this a good Finance Broker

For many young investors, the property markets in Sydney and Melbourne have become unaffordable. Owning a home, or investing in property at a young age, is unattainable. But this doesn’t have to be the case. It’s just a matter of analysing the markets around Australia, and investing your money interstate. What is property doing in

One of the most common misunderstandings of the uninitiated property investor is that you need a big bucket of money to invest in property. The truth is that most of us hold the key to starting a successful property portfolio, we just don’t realise it. This key is known as equity. What is equity? If

If you’re running a small business, one of the biggest problems you face is cash flow. Here we look at some of the ways in which you can improve the cash flow of your business, including: • Overdrafts • Credit cards • Factoring, debtor finance or invoice finance • Trade finance or stock finance •