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First home buyers make a strong return to the property market in 2018 Investors may be withdrawing from the market, but they are being replaced by first home buyers. NAB have revealed that first home buyers accounted for almost two in five sales in new housing markets and around one in three in established markets […]

Considering the conflicting information coming through the media about mortgage brokers recently, we thought we would do our best to prove that mortgages don’t have to be mystifying and that by understanding a few key terms you can be knowledgeable of your requirements and confident in your understanding when speaking to a mortgage broker. Loans

The phrase “smashed avocado” in Australia has become a recurring theme in the debate about housing affordability and has evolved to symbolize inter-generational tensions around the cost of housing. Ever since demographer Bernard Salt wrote, in a wry newspaper column, that he had seen “young people order smashed avocado with crumbled feta on five-grain toasted

The end of the financial year/new financial year is the perfect time to take stock, assess your current situation and plan for the year ahead. To help you along we’ve come up with 5 top tips to help you achieve your financial goals:- Self-Employed – Read this before you submit your tax return! Tax planning

So… your loan application was declined and you think that owning your own home/investment property is just a long lost dream? Think again… Now more than ever banks are tightening up their policies and delving deeper into your financial situation BUT as experienced Mortgage Brokers we understand that everyone’s situation different and we use our

“The hipster subculture is stereotypically composed of affluent or middle class youth who reside primarily in gentrifying neighbourhoods.  It is broadly associated with indie and alternative music, a varied non-mainstream fashion sensibility, vintage and thrift store-bought clothing, generally progressive political views, organic and artisanal foods, and alternative lifestyles.” (1) As you’re probably already aware cafe

Purchasing a home is like taking the next step in your relationship… you have to be sure you’re ready before you take the leap. There are many reasons to say “I do” to a mortgage, from today’s low interest rates and skyrocketing rent, to the comforting warmth and convenience of having a set of keys

Saving for a home loan deposit whilst renting may seem out of reach, but (as the old saying goes) ‘where there’s a will, there’s a way’. If you plan on saving a 20% deposit (Remember: the more you can pay upfront, the less you’ll have to borrow and the lower your future repayments will be)

Last Friday night I won the ‘Young Broker of the Year Award’ (for NSW/ACT) at the Mortgage & Finance Association Excellence Awards 2017! I am both humbled and excited to share this news with you, winning honestly came as a bit of a shock as the other finalists were some seriously good young brokers and so

One of the questions we get asked a lot (especially from clients with smaller deposits) is ‘What constitutes genuine savings?” Check out the following article for some clarification and guidance. If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have