How it works
Home loans are confusing. Let’s fix that.
We’re not here to sell you a loan. We’re here to help you understand it. With real clear guidance that helps you make smart moves.
You matter
At Divitis, you’re never just a transaction. Great advice is the foundation of everything we do. Like any strong relationship, it all begins with getting to know you, your story, your goals and the details that make your situation unique. We care about the journey you’re on and where you’re headed.
Plain english, always
Education is our secret sauce. We know mortgages can feel complex, overwhelming and unfamiliar. That’s why we cut through the jargon and explain things in a way that is clear, simple and real. This isn’t generic advice you might find on Google or from ChatGPT. It is tailored guidance, grounded in experience, delivered in plain English so you can make confident decisions.
Results matter
You’ll have plenty of options put in front of you. What sets us apart is our methodology and the way we back it up. We fight hard to deliver at a high standard because our word and our reputation matter. We don’t claim to have a magic wand, but we do work bloody hard to help you achieve your goals.
With you from start to finish
Approval isn’t the end of the journey. With a dedicated post-settlement team, we stay by your side well beyond the paperwork. You’ll have ongoing support, guidance and a team that is always just a phone call away.
Here’s how brokers (that’s us!) work and how we make it suck less.
You have to go to your bank first.
Your bank only shows you one option. And it might not be the best one.
We compare your bank to 20+ others to find smarter, tailored options without you having to chase around.
“Pre-approval means you're good to go.”
Pre-approval isn’t a guarantee. And if it’s done wrong, it can hold you back.
We get your pre-approval done right and aligned with lender policy, so you’re set up for a smooth settlement.
Lowest interest rate = best deal.
A low rate might cost you more in the long run if the loan structure is wrong.
We show you the full picture (repayments, fees, structure) so you can choose what’s actually smart, not just shiny.
The paperwork is a nightmare.
It can be...but mostly when no one explains it and you’re left to figure it out for yourself.
We handle the tricky parts, explain the rest and stick with you so you’re never left wondering what’s next.
All brokers are the same.
Some chase commissions. Some overpromise. Some disappear.
We offer honest advice, tailored to you and we’re with you well beyond settlement, not just when there’s a commission.
The part no one tells you about
Most people think it’s about finding the lowest rate. But the real cost comes from a loan that’s set up wrong. Bad structure, bad timing, bad advice — it can hurt you for years. That’s why we focus on getting you the right setup, not just any approval. One that fits your life, your plans, and your future.
Ask us anything.
No dumb questions here. If it’s on your mind, chances are we’ve heard it — and we’ve got a clear, no-BS answer. Here’s a few to get you started.
Still got questions?
What’s the process for getting started with Divitis?
It starts with a quick chat to understand your goals. From there, we’ll assess your financial position, recommend the right structure and lenders, and guide you through the entire application and approval process — no overwhelm, just clear steps.
How long does the loan process usually take?
It depends on your scenario, but most loans can be approved within 1–2 weeks once we’ve submitted your application. Complex lending or SMSF loans may take longer due to extra documentation, but we’ll keep you updated every step of the way.
Can you work with my accountant or financial adviser?
Absolutely. In fact, we encourage it. We often collaborate with your accountant, planner or legal team to make sure your loan structure fits into your broader financial strategy.
Do you only work with certain banks or lenders?
No — we compare 20+ banks and lenders, including major banks and specialist lenders. This gives us more options to find the right fit for your goals, not just the default from your local branch.
I’m self-employed/investing/borrowing through a trust, can you still help?
That’s our bread and butter. We specialise in complex scenarios and non-standard lending. Whether you’re a business owner, investor or setting up a loan through an SMSF or trust, we’ll help you structure it right from day one.
Get honest home loan help.
The right loan, a better rate, honest answers — it all starts with a chat. No pressure. Just real good advice, tailored to you.
