Self-employed loans

Being self-employed gives you freedom — but it can make borrowing harder than it needs to be. We help business owners, freelancers and contractors secure the right loan with a strong case and smart structure behind it.

We speak the language of business

We take the time to understand how your business performs, then translate that into a compelling case for lenders — even when your income isn’t straightforward.

Lenders that actually get it

We work with banks and non-bank lenders who specialise in self-employed loans, including full-doc and low-doc options using BAS, financials, or accountant declarations.

Finance that fits your flow

Whether you need offset accounts, interest-only terms or flexible repayment options, we help structure a loan that works with your business cash flow.

Less admin, more action

We manage the whole process — from paperwork and approvals to lender comms — so you can focus on your business, not the backend.

My loan was documented and approved without a hitch. The Divitis team were excellent and Dylan personally attended my application from start to settlement. Will definitely go back for any other loans and highly recommend to anyone.

Segran G
,
Melbourne

45+ lenders. Zero overwhelm.

With access to 45+ lenders, we give you real choice and clear advice to make the right call.

Get honest home loan help.

The right loan, a better rate, honest answers — it all starts with a chat. No pressure. Just real good advice, tailored to you.