SMSF loans

Using your super to invest in property can be a smart wealth strategy — if you get the structure right. We guide you through SMSF lending step by step aligned with your fund.

We specialise in SMSF structure

SMSF loans must meet strict legal and tax requirements. We understand the rules, the setup, and how to structure everything correctly — including LRBA, trust setup and ATO compliance.

Tailored loans, limited lenders

Not every lender offers SMSF loans. We work with a select panel of banks and specialist lenders who understand SMSF lending and offer competitive, compliant products.

Advice aligned with your team

We collaborate with your accountant or financial adviser to ensure your loan fits your investment strategy, tax plan, and long-term retirement goals.

Clear guidance, step by step

From eligibility and fund readiness to documentation and settlement, we guide you through every part of the SMSF lending process — minus the overwhelm.

The team at Divitis organised a complicated mortgage for us in a short time frame. We really appreciate their professionalism and service.

Stephanie V
,
Sydney

45+ lenders. Zero overwhelm.

With access to 45+ lenders, we give you real choice and clear advice to make the right call.

Get honest home loan help.

The right loan, a better rate, honest answers — it all starts with a chat. No pressure. Just real good advice, tailored to you.