Explainer

Service explained: Investment Loans

Investing in property can be a smart way to build wealth, but the right finance structure is key to maximising returns and managing risk.

Dylan Salotti
Founder & Managing Director

Investing in property can be a powerful way to build wealth, but having the right finance structure in place is essential for maximising returns and managing risk. Whether you are purchasing your first investment property or expanding a portfolio, we provide tailored lending advice based on your financial goals and strategy.

We begin by assessing your investment objectives, borrowing power, and financial structure. With access to a broad panel of lenders, we compare loan products that support your investment goals and offer competitive rates, flexible terms, and useful features like interest-only repayments, offset accounts, and redraw facilities.

Investment lending requires more than just a standard home loan. We help you structure your loans in a way that aligns with your tax planning, cash flow management, and long-term portfolio strategy. This may include separating owner-occupier and investment debt, leveraging existing equity, or borrowing through a trust or company structure.

We guide you through key considerations such as negative gearing, loan-to-value ratios (LVR), capital gains tax implications, and the benefits of fixed versus variable rates. Our team also works alongside your accountant or financial adviser where needed to ensure the lending strategy integrates with your broader financial plan.

From initial assessment through to settlement, we manage the entire process and keep you informed at every stage. We also offer regular loan reviews to help you take advantage of new opportunities as market conditions change.

Property investing is about long-term planning and informed decisions. We are here to help you secure finance that supports your investment journey and positions you for growth.

Get honest home loan help.

The right loan, a better rate, honest answers — it all starts with a chat. No pressure. Just real good advice, tailored to you.