Being self-employed comes with great freedom, but it can make securing a home or investment loan more challenging. Traditional lenders often prefer standard income documents like payslips, which may not reflect the real financial strength of a business owner. That is where we come in.

We specialise in helping self-employed clients find suitable lending solutions that account for the unique nature of their income and financial structure. Whether you are a sole trader, contractor, company director, or freelancer, we can help you access competitive finance options without the unnecessary red tape.

We work with a broad panel of lenders who offer full-doc and low-doc loans tailored for self-employed applicants. This may include using business financials, tax returns, BAS statements, or even accountant declarations, depending on your situation and how long you have been trading.

Our role is to understand your business performance, translate that into a strong lending case, and match you with a lender who recognises your financial profile. We also advise on loan features that may benefit you, such as offset accounts for cash flow management, interest-only options, or the ability to make extra repayments without penalty.

Whether you are buying your first home, refinancing, investing, or accessing equity for business growth, we provide end-to-end support through the entire process. We handle all lender communication, documentation, and approvals so you can stay focused on running your business.

Being self-employed should not limit your access to great finance. With the right guidance, you can borrow confidently and on terms that work for you. Let us show you how.